In this “investing-ready” checklist, go through the four things you need to consider before putting your money to work, including:

• Am I consumer debt-free? You don’t need to be absolutely debt-free before you start invest – they’re not mutually exclusive! Find out which debts are okay to carry with you, and which ones you need to get rid of first.
• Is your emergency fund established?
• Do you have money sitting around doing literally nothing?
• Have you set your financial goals?

You don’t need a fancy financial planner or financial advisor to get started. You can start now!