~ Customized Plan ~ Carefully Explained ~ Your Needs Heard ~
You've been told your whole life to go to school and get a good job so you can retire at 65 years old and collect your cushy pension.
Reality check: cushy pensions and job security rarely exist anymore.
Newsflash: It doesn’t have to be this way. Imagine with simple adjustments like increasing your savings rate, or tweaking your investment portfolio, you can retire comfortably off an $80,000 annual income and never have to worry about money again.
This is what a financial plan will do for you.
As a fee-only financial planner, we have our clients' interests at heart first and foremost. We do the heavy lifting and go through the nitty-gritty details - but we make sure you understand it all.
Your needs are heard and your concerns are addressed. We help you understand everything in your financial plan so that you can have a peace of mind.
A financial plan is for you if you want:
Having gone through hundreds of financial statements from corporate finances to personal finances, I always say there is so much character behind someone’s numbers. Everyone has a story and it's reflected in their financials. Let’s see what you have written and then work together to write the following chapters. You’re in full control.
“Before I sat down with Michelle, I had a base understanding of investments to start building my investment portfolio. However after discussions with Michelle about my investment goals and an achievable savings schedule, I tried a different approach. From Jan – Dec. 2017, I was able to contribute $10,000 in savings, saw a 20% growth in my portfolio and 2.5% reduction in annual management fees. Most importantly, it gave me the financial freedom and confidence to leave my unhappy relationship, move out and furnish my own place, take up boxing, pursue a designation, and rebuild my happiness.”
“Michelle helped me really understand how much my bank was taking from my portfolio in fees. When I first saw 2.3% I thought to myself 'that's nothing! Wow so cheap to have someone look after my portfolio for me all year around!' Michelle walked me through how easy it was to manage my own portfolio and how low the fees are for ETFs. I had no idea fees can be as slow as 0.2%. Crunching the numbers I saw that the following year I saved over $4,400 because of the lower fees. My bank would only re-balance my portfolio up to 4 times a year and now that I do this myself I've found it only takes a couple of hours per year and it's very simple. My only regret with managing my own portfolio is not starting sooner. Thanks Mich!"
Note: The Sassy Investor does not provide investment advisory services, including stock advice or recommendations. We are an education platform engaged in the services of educating and facilitating individuals in the areas of financial planning.
Optional: After six months,
$50 per month for:
six monthly payments of $333
Optional: After six months,
$50 per month for:
*If you cancel and reactivate your portal and services, you will be subject to a $75 reactivation fee.
Who am I?
Hey, I'm Michelle Hung, founder and author of the self-titled book, The Sassy Investor. My mission is to empower as many people as possible, to take control of their finances and teach them how to build a lifetime of wealth. I've spent over 10 years working in finance, from investment banking, venture capital, to now personal finances and financial education.
You may have seen me lurking around in Canadian Money Saver Magazine, as a contributor, doing webinars for Questrade, or providing fun videos for Cleo on Tik Tok (spreading financial literacy to Gen Z!). To date, I've taught people how to invest over $1.1 million of their money and save on average $9,000 per year.
Disclaimer: The Sassy Investor does not provide investment advisory services, including stock advice or recommendations. The Sassy Investor is an education platform and financial coaching company engaged in the services of educating and facilitating individuals in the areas of financial planning.
Articles, commentaries, presentations, investment plans and other content provided by The Sassy Investor on or through the Website are for illustrative or educational purposes only and do not constitute investment, legal or tax advice, or an offer to buy, sell or hold any security. Forecasts or projections of investment outcomes in investment plans are estimates only, based upon numerous assumptions about future capital markets returns and economic factors. As estimates, they are imprecise and hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Diversification does not ensure a profit or protect against a loss in a declining market. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. Investing entails risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.